Understand the build timeline

A home built from the ground up typically takes around five to seven months, while spec or quick-move-in homes already in progress can be ready in roughly 90 days. Confirm the current timeline for the community and lot you choose, and plan your own move around it.

Know how financing works

New-construction purchases generally require an earnest-money deposit when you sign the agreement, and you are typically asked to apply for financing within about a week. Builders often offer their best incentives when you use their preferred lender, so it is worth understanding how that affects your rate and credits before you commit.

Look closely at incentives and closing costs

DR Horton incentives vary by community and season and can include closing-cost credits and rate buydowns on select inventory. Keep in mind that closing costs on new construction can be substantial beyond your down payment. Your specialist can help you see the full picture for your specific home.

Plan for the milestones

During construction you will typically attend a pre-drywall orientation to review your floor plan and selections, then finish with a final walkthrough before closing. These milestones are your chance to confirm everything is exactly as you expect, so plan to be present and ask questions.

Work with a specialist

An experienced new-construction agent helps you navigate the builder contract, negotiate on your behalf, and stay involved through the walkthrough. With The MC Collective | Future Home Realty, you get a Polk County DR Horton specialist who knows the communities and the process end to end.